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Dental finance repayment calculator

See the monthly repayment on a dental loan or payment plan.

Monthly repayment$282
Total paid over the term$6,779
Total interest and fees$779

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How this is calculated

  1. Standard loan formula: payment = P × r ÷ (1 − (1 + r)^−n), where r is the monthly rate and n the number of months.
  2. Total cost = payment × months + fees.
  3. Compare the total, not just the monthly figure.

Frequently asked questions

Is interest-free really free?

Usually there are account-keeping or establishment fees, and the price may be higher than paying upfront. Enter fees to see the true cost.

Should I use a dental payment plan or a personal loan?

Compare total cost over the term. In-practice plans are convenient; bank loans may be cheaper for larger amounts.